ICICI Bank Ltd is India's second-largest bank with more than INR 9 trillion in assets. Over the years, the group has shifted from a bank offering only project finance to a consumer-oriented financial services provider. Today, it offers an array of banking, securities, and asset management as well as insurance services to a wide spectrum of clients in both urban and rural areas through more than 4,450 branches. The bank's life and general insurance are complemented with securities and asset management arms.