World Acceptance Corporation offers small, high interest-rate, short- and medium-term installment loans to individuals who often lack access to other sources of credit. Loan amounts are generally between $300 and $4,000 and mature in between six and 36 months. The company has more than 1,000 branches in the United States and roughly 150 branches in Mexico. Approximately 90% of revenue is generated from customers in the United States and consists of interest and fee income. The company also generates revenue by selling credit insurance and unemployment insurance.