Central Valley Community Bancorp is a bank holding company, which through its subsidiary provides financial services in its main market area in California. Its personal banking products and services include savings, checking, money market, and individual retirement accounts; certificates of deposit; debit cards; personal and real estate loans; credit cards; and online and mobile banking, and bill pay services. In addition, it offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. Geographically all the activities are functioned through the US.