Ames National Corporation is a bank holding company providing savings accounts, demand deposits, money market accounts and loans comprising real estate, residential, equipment and personal and other services. Ames provides management assistance, internal auditing services, human resources services and administration, compliance management, marketing assistance and coordination, loan review and support with respect to computer systems and related procedures to banks. The main sources of the company's income are interest and fees earned on loans; interest on fixed income investments held by the company and the banks; fees on wealth management services; service charges on deposit accounts maintained at the banks; merchant and card fees, gain on the sale of loans and security gains.